27 Minutes of the BEST Financial Advice & Decisions in 2024...

Comments · 375

• SS

  @ssb201 · 2 years ago

  Personal story: I started my current full-time job almost two years ago on Sep 23 and almost pulled the trigger on a brand new 2023 Toyota Rav 4. The dealership told me I'd have to wait till October to pick up the car. I put a non-refundable $500 deposit to reserve the purchase of the vehicle. Once I settled into my apartment (finally having an entire apartment to myself) and acknowledged the reality of the take-home pay I'd get and how much of that money would go to the car (Car payment + insurance + gas/maintenance), I cancelled my purchase and let go of the $500. It stung to let go of that $500 at the time. But looking back at it two years later, it's one of the best decisions I made money wise.

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• EM

  @EmilyA-ebe · 2 years ago

  Best financial decision I made was to keep my standard of living the same as my income increased after paying off all debt. Growing net worth over time by saving aggressively is the next best decision I made.

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• AL

  @alexanderkareh6832 · 2 years ago

  After watching this channel, I decided to sell my truck that was costing me $650 every month. I still had YEARS left on the loan. I ended up buying a car half the price on a 3 year term. I’m also selling my motorcycle. I’m looking forward to having less headache as well as more money.

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• GO

  @GothBatty · 2 years ago

  I lowered my rent from 1900 to 1180 last week. 🎉🎉❤

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• MI

  @mitshua · 2 years ago

  You look like if blues clues started a finance segment of the show

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• BA

  @BagsNBaguettes_327 · 2 years ago

  My sister who is a teacher was telling me a story about a mom at her school who drives either a Tesla or a Range Rover yet could not afford to buy her kid notebooks or school supplies….

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• YO

  @yoozkay · 2 years ago (edited)

  Iv'e been binging financial youtube videos for about a year now. between vids like this and Caleb Hammer I paid off all of mine and my wife's debt and opened a high yield savings in 6 months. It hurt to spend all of that money so fast but I am so happy I did it. I dont have a car payment, im 6 months into repairing my credit and Im up over 110 points. I think watching certain creators is the real gateway drug as long as you can apply the lessons.

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• AN

  @antillie7 · 2 years ago

  Good decisions....<br>1. Opened a Roth IRA in 2005, started maxing it out each year in 2007.<br>2. Started a Roth 401k in 2008. I threw in as much as I could back then and I still do so today.<br>3. (Got lucky with this one) Bought a house in late 2008.<br>4. Drove used beaters until 2012 when I got a new Civic.

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• MO

  @morrinohara2278 · 2 years ago

  One of my best financial decisions was going to community college for my first two years of my degree. Far lower tuition and my professors actually knew me, saw my achievements, and were able to recommend me for scholarships at the four-year university I was transferring to. I have no student debt, and during school I was able to live in an apartment 75% covered by scholarships.

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• KU

  @KutthroatKen99 · 2 years ago

  One thing that can also save you money is learning how to work on your car it doesn’t have to be anything major but just learning how to change your oil and spark plugs can save you hundreds of dollars

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• VI

  @Vikings2458 · 1 year ago

  Live below your means. That’s it. That’s the best advice.

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• LI

  @Likoiko1 · 2 years ago

  Best decision I’ve made is not having a car at all. While it’s not as free or convenient as to when and where I can go certain places. Everything I NEED is along a bus route. And a day pass for unlimited rides is 3$, just have to plan ahead more. Also living within walking distance from my job but that’s more quality of life personally

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