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10 Simple Tips for Living on Social Security Alone

149K views · Nov 13, 2025 · Education

Comments · 418

  • @Oregoncat23 · 10 months ago (edited)

    I’ve worked hard all my life. I was wiped out financially two times through no fault of my own. Thank you for the comments about the shame. Now it’s time to go out and enjoy my life!❤

    223

  • @JAB-q3e · 10 months ago

    My husband and I have savings but find that we are very comfortable on social security alone. The trick is to retire debt free.

    196

  • @jwiki1 · 10 months ago

    Living on SS alone definitely should not be judged. Everyone lives a different life and you never know what they have been through. I’m proud to be nonjudgmental and humble.

    171

  • @Dlm6848 · 10 months ago

    Thank you for never making us feel like a failure and judging us. We already know we didn’t prepare properly

    223

  • @usedscar · 10 months ago

    Unbelievable that in this  country medical debt is bankrupting people.

    81

  • @lukepowell5534 · 6 months ago

    Anyone that says money can't buy happiness never bailed out of jail

    7

  • @penelope5500 · 10 months ago

    Huge difference between the single person getting $1,500 SS a mo. & a couple getting a combined $60,000 to $70,000 a yr.

    135

  • @grr4561 · 10 months ago

    I lived on SS alone for a few years. I did work until I was 70 and collected SS at 68, after full retirement and my house was also paid off. I had always lived a semi-frugal lifestyle, had everything paid off, including cars. We also never went without, so it can be done.

    107

  • @gtrguyinaz · 10 months ago

    Great video..there are millions in this position….

    91

  • @suehofkamp8594 · 10 months ago

    1.  Pay off high interest credit card debt.  2.  Know where you spend your money.  Write everything down.  3.  Evaluate your Health Care Access.  4.  Keep your space spotless for emotional wellbeing.  5.  Cancel all automatic subscriptions unless absolutely necessary.  6.  Sell the car and use a ride share system like a bus.  7.  Understand state and federal financial assistance.  8.  Work longer if possible.  9.  Optimizing your social security payment.  10.  The joy to dollar ratio.  Happiness and the amount you spend are not correlated.

    43

  • @denisemichele4178 · 10 months ago

    I recently retired, but three years ago I started budgeting on the &quot;envelope stuffing&quot; monthly system. On the 1st of every month I withdraw a set amount of cash to put in envelopes labeled for food, fuel, spending, dining out, etc. At the end of the month anything left over goes into savings. Most months I&apos;ve stayed within budget, but emergencies do arise. I still &nbsp; pay cash for those if I can. I mark off the money I spend on the envelopes three or four times a week and save all the receipts. It gets a little tedious, but it&apos;s worth it. <br>Really enjoy all of your videos Geoff. TY

    42

  • @MDG1313 · 10 months ago

    Rich people always say money is not important of course your health is but for sure having money makes life much eaier

    68

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