Before Your First RMD, 5 Tax Moves for Wealthy Retirees
96K views · Jul 18, 2026 · Education
Comments · 199
@DrMaryVision · 2 months ago · pinned
This was a succinct and beautifully presented video. I have watched MANY retirement presentations and this was thoughtful and thorough. Thank you.
29
@tomrymal8130 · 2 months ago
The best part of converting to a Roth is that your future taxes are known. Also, your kids will get it tax-free. Do that, then set up a trust to avoid probate. Two golden moves.
19
@peterl.104 · 2 months ago
<a href="https://www.youtube.com/watch?v=TN0BNXSu52Q&t=794">13:14</a> This is the most useful part of the video for me. Everything else, I’ve seen and heard about so often, it’s still fresh.
7
@SEACRAB132 · 1 month ago
Wow I wish I knew about this before this year. Retired and took SS at 70 and now only have 3 years to make these changes.
1
@DaveESSNH · 2 months ago
Nice video that ties a lot together without the hype.
4
@sholehclark9579 · 2 months ago
Watched it twice! The social security portion was very interesting, especially about the trust fund vs. expected returns
2
@MostlyIC · 2 months ago
I'm not on the 2-to-10 Mil range but still found this useful 🙂 !!!
1
@zjtr10since80 · 2 months ago
Thanks for sharing your experience.
@trumphodge · 1 month ago
I'm doing Roths pre-RMD as a widow--pay the tax with other funds, avoid going over the $200k investment surcharge (4% more), fill up but avoid going over the 24% and related state tax bracket (would be 10% more). Don't worry so much about IRMAA. It's annoying but it's a cliff--it expires and it doesn't continue to build as a percentage. I hate RMDs and want to "clean up my balance sheet" by getting taxable IRA funds into a taxfree Roth. Taxes will NEVER go lower for anyone with wealth.
1
@dougbean207 · 1 month ago (edited)
Outstanding presentation. I retired after 34 years at a major Wall St firm. (I held the CIMA and CPWA designations ). Best presentation I've heard yet on the subject matter. Nicely done!
1
@ryanalling · 1 month ago
Another phenomenal video
@Leicafish-SoCal · 1 month ago
Great video, I never thought putting the groceries in the correct shelves, thank you
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