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FHA Loan Rules: What No One Tells You About 580 Credit & 3.5% Down

41K views · Mar 24, 2025 · Education

Comments · 132

  • @WinTheHouseYouLove · 1 year ago · pinned

    Timestamps below! Get pre-approved for FHA (or any other loan) with our team at <a href="https://www.winthehouseyoulove.com/lender">https://www.winthehouseyoulove.com/lender</a><br><br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo">0:00</a> FHA Highlights<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=92">1:32</a> Minimum Down Payment<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=162">2:42</a> Pros and Cons<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=255">4:15</a> What is FHA?<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=323">5:23</a> How To Get One<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=356">5:56</a> Down Payment Assistance<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=488">8:08</a> Closing Costs<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=655">10:55</a> Proof of Funds<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=825">13:45</a> Credit Score<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=946">15:46</a> Overlays<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=985">16:25</a> Example Home 1<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1111">18:31</a> Example Home 2<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1159">19:19</a> Loan Limits<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1214">20:14</a> Interest Rates<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1340">22:20</a> Mortgage Insurance<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1519">25:19</a> FHA vs Conventional<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1705">28:25</a> Credit Issues<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1793">29:53</a> Student Loans<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=1884">31:24</a> Underwriting<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2071">34:31</a><br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2095">34:55</a> Employment<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2178">36:18</a> Income Considerations<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2316">38:36</a> Boarder Income<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2370">39:30</a> DTI and Affordability<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2510">41:50</a> Community Property<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2580">43:00</a> Co-Borrowers<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2696">44:56</a> Max Price Calculator<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2725">45:25</a> Property Types<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2779">46:19</a> Property Requirements<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2880">48:00</a> Occupancy Rules<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=2923">48:43</a> Condos<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3038">50:38</a> Property Condition<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3076">51:16</a> Appraisal<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3281">54:41</a> Rehab Options<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3364">56:04</a> House Hacking<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3577">59:37</a> Bridge Strategy<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3720">1:02:00</a> Refinancing<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3833">1:03:53</a> Success Rate<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=3947">1:05:47</a> Offer Tips<br><a href="https://www.youtube.com/watch?v=qKj0BELYRTo&amp;t=4085">1:08:05</a> How To Get One

    1

  • @ikemya · 1 year ago

    I live in Minnesota and I’ve been watching your videos for a while now, and I can absolutely say that you are the most informative, clear, and honest person I have ever seen in my journey to purchase a home, hopefully I will win the house that I love soon. <br>Thank you so much.

    27

  • @Bippityboppityboop · 1 year ago

    Im so glad you started showing up in my feed again. 🎉

    9

  • @hannahroper5483 · 1 year ago

    Thank you for this content! The whole process has been so scary to think about, but you explain everything to calmly, slowly and in great detail that it feels doable! Appreciate your content!❤️

    7

  • @HajraUmmiof3 · 10 months ago

    This was the best FHA video I watched. Thank you!!

    1

  • @JailinM.Parada · 1 year ago

    Another excellent video! I sat and watched the whole thing lol .. thank you again for sharing this knowledge 🎉

    1

  • @deniseramirez6462 · 1 year ago

    Extremely easy to follow and understand the main idea of FHA,

    2

  • @GG-ho4lr · 10 months ago

    Awesome and informative videos

  • @65plusfabulous56 · 1 year ago

    Wowwww this is excellent information. Very clear and concise. Thanks!!👍

  • @lindaoliver5904 · 1 year ago

    Great information thank you

  • @peterkaleikinijr3434 · 1 year ago

    Thank you for that awesome information really helped me alot

  • @Khalilooo-m1d · 10 months ago

    I love this vid

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