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7 Money Rules That Seem Wrong But Actually Build Wealth

210K views · Apr 2, 2026 · People & Blogs

Comments · 421

  • @ramitsethi · 5 months ago · pinned

    Ready to stop following “smart” advice that keeps you stuck? Join Money Coaching to build your easy system for investing, saving, and spending: <a href="https://iwt.com/moneycoaching-c">https://iwt.com/moneycoaching-c</a>

    28

  • @bandit-revolver · 5 months ago

    Ramit makes the exact same points over and over but I still watch all his videos

    541

  • @melissachinnici · 5 months ago

    I save money on my morning coffee drinking it at home, so I can go buy my daily milk tea midday &nbsp;:)

    125

  • @OllieOllieOxenfr33 · 5 months ago

    I would love to see a video with the same points but designed for working people in the 45k salary range :)

    182

  • @tammara · 5 months ago

    If coffee was two dollars, maybe it’d be OK to buy coffee every day, but the coffee people buy are like $10 a day so that could add up to a lot of money saved to pay off credit cards and other things.

    44

  • @mintedvoice · 5 months ago

    Most people are trying to optimize pennies while ignoring decisions worth six figures.<br><br>Cutting lattes feels productive…<br><br>But negotiating your income, investing consistently, and designing your lifestyle properly is what actually moves the needle.<br><br>Wealth isn’t built in the grocery aisle<br>It’s built in your systems.

    76

  • @SamMKKK · 5 months ago

    The CSP informs my budget, and to me, my budget = the amount I can spend guilt-free. So they aren’t mutually exclusive in my world.

    81

  • @DougRathke · 5 months ago

    Lol. &nbsp;I love the coffee advice. If your broke it s not because of the $8.00 dollar coffee. It&apos;s the $800.00 lease on the BMW.

    111

  • @TulipTreeFinance · 5 months ago

    When my husband and I bought our home in 2010, we crunched no numbers. <br><br>We had $5,000 to our name. Obama offered an $8,000 check to new homeowners. <br><br>We borrowed $8,000 from parents + our $5,000 to put $13,000 down on a $130,000 house. Got the check a couple weeks later and paid our parents back. <br><br>There was so much we didn’t know about money at the time. We’ve been fortunate to avoid financial disaster since!

    64

  • @tshiamohilton17 · 5 months ago

    I like the concept spending more on what you love ,so I won&apos;t feel guilty on spending my money on books

    10

  • @evanwrenn402 · 5 months ago

    I drive a 2015 Prius but my wife and I stayed at Auberge du Soleil last year for $2k a night lol

    79

  • @Krom-OG · 5 months ago

    I’m weird. I actually love making my budget, and I am ok with being slightly over or under in certain things. My budget has some flexibility, but I just enjoy being organized and structured with my spending.<br><br>I do keep in mind a lot of Ramit’s money philosophies. I try to recognize the things that give me joy and allocate funds to those things. This is the big concept that I’m learning to try to focus on.<br><br>Really happy to have discovered your channel Ramit and look forward to watching more of your content.

    5

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