90% of Retirees Plan To Skip The No. 1 Piece Of Social Security Advice

Comments · 322

• AZ

  @AzulWells · 2 weeks ago · pinned

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  2

• PA

  @patrickgraham5836 · 38 minutes ago

  Congress is already looking at solutions, but the catch is the longer they wait, the less options they have. The last time SS was changed in the 1980s Congress waited until the 11th hour, so I expect the same thing here. If Congress lets it lapse, you will see a whole lot of people in Congress getting voted out of office regardless of political party.

• CH

  @chrislitw3911 · 2 hours ago

  Life is short...70? Absolutely not!....GOD willing I&apos;m retiring at 61....but will delay SS claim till 65

  1

• JA

  @jamesleasure8836 · 14 hours ago

  I&apos;ll be 65 in January and will likely retire shortly thereafter. I just can&apos;t keep up this high-stress work until 67, let alone 70, especially with my family history of folks dying young.

• RU

  @russellnell3474 · 19 hours ago

  Another reason to wait.. &nbsp;Ensure a guaranteed income for your surviving spouse. &nbsp; I plan on waiting until 67 just to make sure she is set no matter when when I am gone (I just assume the wife lives longer). &nbsp;Only thing that may change that is if the market takes a dive early and I need to use SSI to reduce the sequence of returns impact.

  2

• WA

  @WaltHoambrecker · 22 hours ago

  Another angle here is this, Im 60 yr old now, retired at 58. I dont expect to live up to men&apos;s statistical avg. With this said most would say that its a no-brainer to take benefits at 62 right? We&apos;ll I was always a considerable higher earner than my wife so with our estimated SSI benefit statement from 62-70, it seems to make sense foe me to wait perhaps til 67 to claim, in the event I pass early on she will have my higher benefit when I am gone. She&apos;s very healthy, her parents made it to their early 90&apos;s. Am I on the right track here. BTW, we&apos;re in good shape financially, to wait in order for the benefit to climb.

  1

• WA

  @Wannakatana2112 · 23 hours ago (edited)

  CD&apos;s are running 5% right now, pretty high. You can also use that money to buy or create revenue generating assets. <br><br>You can also DIE.

  1

• TU

  @tulipsontheorgan · 1 day ago

  Medicar comes in at 65 and takes a portion of that

• MA

  @mattcarson8616 · 1 day ago

  Too bad you can&apos;t start collecting at 62 but have the money directly deposited into a 401K or some path where it doesn&apos;t count as income for those of us trying to stay under the ACA income cliff but the growth can occur during that period to 65.

  1

• JO

  @JonathanEaves-b8t · 1 day ago

  Social Security can be an important part of retirement, but I don’t want to rely on just one source of income. I’ve been learning how to invest and manage risk so I can have more options in the future. John Michael Holleran is the best crypto mentor I’ve ever met, and he helped me understand how the market works instead of just chasing trades.

  64

• OM

  @OmarioKing_15 · 1 day ago

  But if you are still working and take SS early, you get taxed at a much higher rate..

• SH

  @shanestewart410 · 1 day ago

  These days, nobody lives that long and we&apos;re never promised tomorrow, so if you need your money , take it , do not wait.