Ads skipped

If You Make 30k to 100k: Copy This EXACT Strategy

31K views · Mar 7, 2026 · Education

Comments · 165

  • @LeKretch · 6 months ago

    I'm on 30k, it's hard but I consistently save £800 a month and it goes straight in the Stocks and Shares ISA.

    81

  • @darkphousen · 6 months ago

    I took your advice and looked at salary sacrificing more of my salary to bring down my ANI. Not only does this increase my pension contributions massively, reduces the tax i pay but it also unlocks child benefit for my wife that I was previously deemed to be earning too much for (utter nonsense mind!). Thanks for this tip, that alone has shaped my investing future.

    6

  • @deeselx · 6 months ago

    Great video. I wish I had these type of financial education videos to watch 20 years ago as I would have retired by now if so. Done so many things wrong in the past but learning as I go and now trying to make up for lost time…

    12

  • @markellis3411 · 1 month ago

    So glad I live in Jersey....it may be London prices, but at least the tax system is sooooo simple comparatively

    1

  • @chrisssydreilly · 1 month ago

    There are some really good tips :)

  • @nicholarichards4803 · 6 months ago

    Great video. Thank you.

    2

  • @janetsworld9734 · 1 month ago

    Loveee this! So helpful ❤ please do more around “lower” earners, so we can work our way up 🎉

  • @joebacchetti5890 · 6 months ago

    I don't have any money left over to invest in ISA'S. :face-purple-crying:

    2

  • @Ikenna-n5d · 5 months ago

    Glad I discovered your channel. Down to earth and relatable. Wish I'd known this stuff years ago tho.

  • @jamesg5426 · 3 months ago

    Great advice as usual.

  • @the_fynethyme · 6 months ago

    Fantastic information in this video, so much value for us viewers!

    1

  • @NZAnimeManga · 6 months ago

    Well put; I salary sacrifice down to £60k to prevent the Child Benefit tax trap (I also have student loans so my marginal tax rate between £60-80k is ridiculous)

    4

Up next

LIVE

This Is What Net Worth REALLY Looks Like at Every Age

Josh K. Fay · 15K views

LIVE

How to ACTUALLY Invest for Beginners in 2026 (the RIDE Method)

Josh K. Fay · 24K views

LIVE

7 Assets That HMRC CANNOT TAX

Michelle Eames - Helpbox UK · 487K views

LIVE

£100K and Still Struggling? It’s Not a Spending Problem.

Josh K. Fay · 85K views

LIVE

18 Ways to Avoid Paying Tax (Legally)

Damien Talks Money · 182K views

LIVE

Stop Saving Money At This Exact Age (The Maths Proves It)

Josh K. Fay · 153K views

LIVE

Here's How Anyone Can Get Rich

Making Money Podcast · 171K views

LIVE

5 Wealth Levels Decoded: Where You Sit Right Now

Josh K. Fay · 30K views

LIVE

Your 40s Are Your Highest-Leverage Years - Here's Why

Josh K. Fay · 17K views

LIVE

15 Years of Investing £72m Taught Me This

Josh K. Fay · 8.3K views

LIVE

15 Years In Finance Taught Me This

Josh K. Fay · 16K views

LIVE

Don't Fall Into These 6 Tax Traps That Cost UK Retirees Thousands

Dan Haylett · 79K views

LIVE

This Investment Strategy is Boring, But You Will Actually Retire (European Investor)

Tom Crosshill · 336K views

LIVE

Too Old To Start Investing? Not If You Do This

Toby Newbatt · 221K views

LIVE

Struggling to Build Wealth? Use the 'Headroom' Method

Josh K. Fay · 8.9K views

LIVE

HMRC Will Literally PAY YOU To Make These Investments

Samuel Leeds · 220K views

LIVE

The Investing Advice I Wish I Knew Earlier - Toby Newbatt

Making Money Podcast · 90K views

LIVE

ISA vs Pension: Don't Get This Wrong!

Damien Talks Money · 333K views

LIVE

Building £1M on an Average 9-5 Is Easy, Actually

Josh K. Fay · 40K views

LIVE

Starting to Invest at 40: The Dangerous Mistake You’re Making

Josh K. Fay · 90K views

LIVE

I Started Investing at 44 — Now My Returns Beat My Salary

Making Money Podcast · 505K views

LIVE

If I started investing in Sept 2026, this is what I'd buy

Nischa · 1M views

LIVE

Compound Interest Works Against You If You Start Late

Josh K. Fay · 142K views

LIVE

The Optimal Order for Investing in the UK

Making Money Podcast · 63K views

LIVE

6 Assets HMRC Won't Tax

Kiran Kaur · 315K views

LIVE

Build £1M From £0: The Formula 95% of People Ignore

Josh K. Fay · 10K views

YouTube, with the door locked.

Aegis plays a clean stream instead of YouTube's player, so pre-roll ads, trackers, and fingerprinting never ride along. Drop Shields any time if you want the official player back.