Average 401(k) Balance by Age (2025 Edition)

Comments · 968

• MO

  @MoneyGuyShow · 1 year ago · pinned

  Thanks so much as always for tuning in, Mutants! Be sure to SMASH that LIKE button if you enjoyed! Money Guy to the MOON🫡

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• ON

  @onemanarmy1310 · 1 year ago

  25 here, started my 401k 1 year ago, around $12k. So far. Have a almost fully funded emergency fund, and just paid off my car last week!

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• DA

  @DanielTyson-y8s · 1 year ago

  Man… seeing the average for my age group just hit me hard. I’m 42 and barely have $35k in my 401(k). Between layoffs, helping my parents, and inflation, saving felt impossible the last few years.

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• VI

  @victoriabarbosa121 · 1 year ago

  28 year old here with 285k in investments (Roth 401k, Roth IRA, HSA, roll over, and brokerage) proud of my hard work!

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• OK

  @Oklahomie4lyfe · 1 year ago

  I’m 27 and finally woke up and started taking my finances serious because of you guys! I went from opting out of my employers 401k to contributing to get the full match this month and am working hard on getting all of my debt paid off asap.

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• TE

  @terminator123ize · 1 year ago (edited)

  30 year old here with 80k currently invested across all retirement accounts. Thank you guys for your Wisdom

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• KE

  @kellyy9349 · 1 year ago (edited)

  57 here!  Retired in February.  I started contribute to my 401(k) after paying off my student loan at 23.  I contributed enough to get company match.  I added 2% each year until I reached the max.  I keep contributing through all the highs and lows.   Happy to say.. I accumulate over 1.7M+.  I never felt I had to sacrifice anything to save this money..  The secret was time..

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• HA

  @haleya9526 · 1 year ago

  Guys, thank you for having a calm editing pattern in your videos. No crazy ads, jokes that arent funny(you guys actually <b>are</b> funny, and arent forcing humor), sound effects, and no jump clips and memes constantly like most channels these days. Even as a younger kid learning finance, yall are always a breath of fresh air. Oldschool knowledge that is easy for anyone to obsorb, and a format that isn&apos;t going to give anyone a headache. <br><br>Well done, FOO crew!

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• MR

  @MrMiniPancakes · 1 year ago

  I’m 25 and have $37,500 in my 401k. I’m happy with my progress and hoping to hit $50,000 end of year 💪

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• KY

  @kylen6430 · 1 year ago

  <a href="https://www.youtube.com/watch?v=8Aiu7THlLUI&amp;t=390">6:30</a> what’s crazy is that this average is overstated because it doesn’t include those who haven’t enrolled

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• JO

  @joshmcgoo · 1 year ago

  I just turned 30 and am graduating residency next month. I’m an ER doc. 0 savings, 0 retirement, 400k student loans, two daughters. I really want to set myself well for the future but things are really about to change!

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• LA

  @LAZERZ-OP · 1 year ago

  Always love this content. If you&apos;re in your 20&apos;s and 30&apos;s this is just fuel to keep the right behaviors going but if you&apos;re in your 40&apos;s and 50&apos;s this might feel like a rude awakening. Keep the good stuff coming

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