Ads skipped

Don't Panic If You Start Investing at 40: Do This Instead

66K views · Sep 7, 2026 · Education

Comments · 119

  • @TommyGun01 · 9 days ago

    Started at 45 I’m all in S&P 500 Acc, £300 per month, hopefully there will be something decent there in 20 years 🤞🏻

    6

  • @SofistaPress · 2 weeks ago

    Great video, from a 41-year-old who has just started taking investing seriously!

    15

  • @NZAnimeManga · 3 weeks ago

    Another great video, thanks for sharing!

    1

  • @GarethLloyd-o1v · 3 weeks ago

    Great video Josh. Just the boost I needed although I’ve started at 56! I guess the time I’ve lost out on will be after 65 as it’ll still be invested. 👍🏻

    3

  • @tiketen3214 · 3 weeks ago

    You can&apos;t get the 20 years back, but you can change what you do with the years you have left. Someone starting at 40 doesn&apos;t necessarily need to take enormous risks to catch up; they need a process that makes the available capital work harder without turning the portfolio into a casino. <br><br>That&apos;s the distinction I care about. My long-term holdings provide the compounding base, while &nbsp;Midavest&apos;s &nbsp;delta-neutral yield vector gives me an additional way to seek returns from the market environment instead of depending solely on time.<br>The retail market is increasingly taking notice of the advantages it offers.

    5

  • @kdg6845 · 4 days ago

    I needed to hear this. Started at the age of 41, and truth be told in my 20s i didn&apos;t have enough money or spare money to invest.

  • @JamesCarmichael · 8 days ago

    Started saving at 35. Started investing at 38. Went from -£1,500 in family debt at 34 and now at £27K in investments, £6K emergency fund and Lord knows what my Pension is worth, but I estimate about £20K thus far. Not rich, but I&apos;m well on my way and I&apos;m just about to turn 40 in April next year.

    2

  • @Fflintiii · 3 weeks ago (edited)

    i am 38 and exactly in the Andrew postion and it is pretty fun to think about what you are doing it for and it keeps me excited and invested literly! You pretty much naild it from the Andrew side Josh. I am happy i got an extra 2 years with the determination. I am putting around 1000-1400 in each month.

    2

  • @johnbalkin8223 · 3 weeks ago

    I got my 1st pay check in my early 30s.<br>I have been behind for so long now.<br>I will be starting Investing soon, their just wasn&apos;t a way to start earlier.

    7

  • @kirillbadboykiller · 2 weeks ago

    Great vid! I’m 36M<br>Started a year ago when I got dept free <br>I was serious since &nbsp;day 1

    1

  • @petewasbristol · 3 weeks ago

    This is a fantastic video. From a 40 year old!

    1

  • @JoelsStuff · 2 weeks ago

    Excellent video. I started at 42 and have been throwing 35% of my salary into it to catch up

    14

Up next

LIVE

Lump Sum vs Monthly Investing: Which ACTUALLY Wins?

Josh K. Fay · 66K views

LIVE

We Were Wrong About Compound Interest

Josh K. Fay · 159K views

LIVE

This Is What Net Worth REALLY Looks Like at Every Age

Josh K. Fay · 10K views

LIVE

This Investment Strategy is Boring, But You Will Actually Retire (European Investor)

Tom Crosshill · 335K views

LIVE

7 Signs You're Richer Than You Think (Most People Ignore #4)

Desmond Wealth · 66K views

LIVE

Why rich families stay rich? | Author of Psychology of Money shares wealth secrets | Morgan Housel

Tetr College of Business and Masters' Union University · 312K views

LIVE

It's Boring, But It'll Make Work Optional by 57

Josh K. Fay · 41K views

LIVE

3 Best Strategies For Investing AFTER Retirement (Europe)

Tom Crosshill · 86K views

LIVE

What Everyone Gets Wrong About Investing After 40

Josh K. Fay · 41K views

LIVE

What Happens If You Start Investing and the Market Crashes?

Josh K. Fay · 262K views

LIVE

People Aren't As Rich As You Think (You're Not Behind)

Josh K. Fay · 284K views

LIVE

How To Manage Your Money Like The 1%

Mark Tilbury · 7.6M views

LIVE

Once You Understand This, You'll Stop Working By 58

Money Bureau and 2 more · 319K views

LIVE

The Intelligent Investor in 31 Minutes | Animated Book Summary

Antidote · 785K views

LIVE

The Best Ways to Invest, Ranked in 2026

Damien Talks Money · 163K views

LIVE

A Once In A 100 Year Investment Opportunity Just Started (Most Aren’t Ready) | Felix Nikolas Prehn

Felix Nikolas Prehn · 281K views

LIVE

Retiring in 2 Years? Avoid These 7 Costly Mistakes

Richard Platt · 77K views

LIVE

The Right Order to Start Investing in 2026 (Most People Get This Backwards)

MeaningfulMoney · 40K views

LIVE

5 Essential Money Habits Every 40 Year Old needs

Josh K. Fay · 17K views

LIVE

Starting to Invest at 40: The Dangerous Mistake You’re Making

Josh K. Fay · 90K views

YouTube, with the door locked.

Aegis plays a clean stream instead of YouTube's player, so pre-roll ads, trackers, and fingerprinting never ride along. Drop Shields any time if you want the official player back.