Don't Panic If You Start Investing at 40: Do This Instead
66K views · Sep 7, 2026 · Education
Comments · 119
@TommyGun01 · 9 days ago
Started at 45 I’m all in S&P 500 Acc, £300 per month, hopefully there will be something decent there in 20 years 🤞🏻
6
@SofistaPress · 2 weeks ago
Great video, from a 41-year-old who has just started taking investing seriously!
15
@NZAnimeManga · 3 weeks ago
Another great video, thanks for sharing!
1
@GarethLloyd-o1v · 3 weeks ago
Great video Josh. Just the boost I needed although I’ve started at 56! I guess the time I’ve lost out on will be after 65 as it’ll still be invested. 👍🏻
3
@tiketen3214 · 3 weeks ago
You can't get the 20 years back, but you can change what you do with the years you have left. Someone starting at 40 doesn't necessarily need to take enormous risks to catch up; they need a process that makes the available capital work harder without turning the portfolio into a casino. <br><br>That's the distinction I care about. My long-term holdings provide the compounding base, while Midavest's delta-neutral yield vector gives me an additional way to seek returns from the market environment instead of depending solely on time.<br>The retail market is increasingly taking notice of the advantages it offers.
5
@kdg6845 · 4 days ago
I needed to hear this. Started at the age of 41, and truth be told in my 20s i didn't have enough money or spare money to invest.
@JamesCarmichael · 8 days ago
Started saving at 35. Started investing at 38. Went from -£1,500 in family debt at 34 and now at £27K in investments, £6K emergency fund and Lord knows what my Pension is worth, but I estimate about £20K thus far. Not rich, but I'm well on my way and I'm just about to turn 40 in April next year.
2
@Fflintiii · 3 weeks ago (edited)
i am 38 and exactly in the Andrew postion and it is pretty fun to think about what you are doing it for and it keeps me excited and invested literly! You pretty much naild it from the Andrew side Josh. I am happy i got an extra 2 years with the determination. I am putting around 1000-1400 in each month.
2
@johnbalkin8223 · 3 weeks ago
I got my 1st pay check in my early 30s.<br>I have been behind for so long now.<br>I will be starting Investing soon, their just wasn't a way to start earlier.
7
@kirillbadboykiller · 2 weeks ago
Great vid! I’m 36M<br>Started a year ago when I got dept free <br>I was serious since day 1
1
@petewasbristol · 3 weeks ago
This is a fantastic video. From a 40 year old!
1
@JoelsStuff · 2 weeks ago
Excellent video. I started at 42 and have been throwing 35% of my salary into it to catch up
14
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