⚓️EPF RM100万，真的够你在大马退休吗？

Comments · 69

• TA

  @tangkokkeong75 · 5 days ago

  每个人的生活习惯不一样，RM3,000 和RM30,000 收入都可以生活，只是生活方式不一样！很多月薪RM30,000可能也是月光族！<br><br>退休后主要威胁是医疗

  11

• BE

  @beelee1839 · 5 days ago

  分析的非常好,😊溫文有禮😊very comfortable by just listening to you. Great job guys ❤

  4

• SE

  @seowkhengteik8900 · 5 days ago

  100万对一个普通打工一族在正常生活中方面耒说是非常帮助.👍

  3

• CH

  @CHIASIANGENG-f6s · 5 days ago

  松，分析非常到位，谢谢。

• FO

  @fongkl4278 · 4 days ago

  财务管理很重要~一定要规划好好~老了没烦恼

• TA

  @takashiyert · 5 days ago

  Retirement number is always diffrent for everyone .. just figure what is your lifestyle and figure how much amount need to support your life style for qt least 25 year

  2

• TI

  @TienSoonLaw · 3 days ago (edited)

  There is one more aspect of retirement cashflow planning that is often overlooked - medical needs / cost of parents. This is especially true for generation born in 1970s and 1980s; whose parents may no longer have earning ability, in their late 60s or 70s, WITHOUT insurance coverage. Many Gen-X or early Gen-Y may have already established feasible financial independence, but some unexpected incidents from elderly could drastically affect the retirement fund. <br><br>An existing house to be renovated into wheelchair friendly home, could easily require RM 200k too.

• BO

  @booyao · 4 days ago

  很多人最后也没有一百万也是照样过日子。

  3

• MG

  @mgt3370 · 4 days ago (edited)

  100百万马币，单身把钱放入EPF，房子供完，车子供完，没孩子孙子，上了年纪又吃不了什么，每个月有五千多块，医疗买保险，不买保险去政府医院，够了

  11

• RS

  @RSlo_88 · 4 days ago

  有的人一个月2000就能过好生活，有的人一个月20万都过得苦哈哈，问题是在于你当不当资本的韭菜，当韭菜一个月200万都退不了休，再来是不是活给别人看，要面子要活在别人的眼光中一个月2亿也不够，问题在于自己选择怎么活而已。

  3

• VU

  @Vuln000 · 5 days ago (edited)

  单身没负债的话，按照6：4比例投入股票和债卷的话 是可以省点过20年以上，如果股票表现好可能20年后钱还比退休前还多

  3

• DT

  @DT-hc4vp · 5 days ago

  个人认为孩子只要养到18岁，有本事就自己申请奖学金去读 college或者更高学历，或者自己半工读。不然就早早出去社会开始自己的新生活

  2