STATE PENSION £241.30 — WHY ARE YOU GETTING LESS?

📘 UK STATE PENSION COMPANION 2026/27 I created this unique UK State Pension Companion to provide IMMEDIATE, COMPREHENSIVE and CLEAR ANSWERS to the State Pension questions people actually ask. It covers BOTH the Old and New State Pension systems. TWO VERSIONS - WHICH ONE SUITS YOU? 1. The interactive digital edition allows you to: FIND YOUR QUESTION → CLICK IT → GO STRAIGHT TO THE ANSWER Available Here:- https://ukmoneywisdom.co.uk/b/KeORZ 2. PAPERBACK version of The State Pension Companion 2926/27 is also available in paperback on Amazon uk:- Paperback & Kindle editions on Amazon: CLICK HERE: https://amzn.eu/d/07Swg1DK The full New State Pension is £241.30 a week in 2026/27 — equivalent to £12,547.60 over 52 weeks. So why are some people receiving less — even when they have 35 or more qualifying years on their National Insurance record? In this video, I explain why £241.30 is NOT an automatic entitlement and why two people with apparently similar National Insurance histories can receive very different amounts of State Pension. We look at: • The £241.30 full New State Pension rate for 2026/27 • The £184.90 full Basic State Pension rate • Why 35 qualifying years does not always guarantee the full New State Pension • How contracting out before April 2016 can affect your pension • Gaps in your National Insurance record • Why you should check before paying voluntary National Insurance • The transitional rules introduced in April 2016 • Why some people can receive MORE than £241.30 a week • Protected payments • The difference between the Old and New State Pension systems • What to check if your State Pension is lower than you expected CHAPTERS 00:00 Why Aren’t You Getting £241.30? 01:07 What Does £241.30 Actually Mean? 02:12 Reason 1: Not Enough Qualifying Years 03:39 Reason 2: You Were Contracted Out 05:04 Reason 3: Gaps in Your NI Record 06:28 Reason 4: The 35-Year Rule Explained 08:03 Reason 5: Getting MORE Than £241.30 09:10 What About the Old State Pension? 10:27 Three Simple State Pension Examples 12:02 What to Check If You’re Getting Less 13:34 UK State Pension Companion 2026/27 15:03 The Most Important Thing to Remember OFFICIAL INFORMATION Check your State Pension forecast: https://www.gov.uk/check-state-pension Check your National Insurance record: https://www.gov.uk/check-national-ins... New State Pension: https://www.gov.uk/new-state-pension Basic State Pension: https://www.gov.uk/state-pension If you find my videos useful, please LIKE the video and SUBSCRIBE to UK Money Wisdom. And let me know in the comments: Did you think 35 qualifying years automatically guaranteed the full New State Pension? Angie UK Money Wisdom #StatePension #UKStatePension #NationalInsurance