I Was 100% in a Global Index Fund Until I Realised This
247K views · Jun 1, 2026 · Entertainment
Comments · 630
@MakingMoneyPodcast · 3 months ago (edited) · pinned
Sorry the retirement features aren’t quite ready yet (we had to keep that ending!) but you can still get help with your money from our AI: <a href="https://makingmoney.email/AI">https://makingmoney.email/AI</a>
22
@SiamRetroVibes · 3 months ago
So great to see Ramin from Pensioncraft again! When it comes to global markets, his knowledge and wisdom is unmatched. This should be at least an annual or bi-annual meeting between the three of you (and maybe more panellist).
214
@James-yy4vl · 3 months ago
Come on lads, you’re better than click bait.
249
@rebeltheharem7028 · 3 months ago (edited)
100% equities when you are young, you can change your risk exposure as you get into your 40's and 50's, bet even then, never long term bonds, since long term bonds almost always under perform inflation.
278
@Altirix_ · 3 months ago
i think with the recent sudden changes to passive index rules to allow these new IPOs to join quick is another factor that now makes me weary of 100% passive index investing, how these massive ipos are being handled feels like a disservice to anyone holding these indexs.<br><br>granted i dont do that myself and majority of my portfolio has been individual stocks since i started. but passive index equity has been my go to recommend to family wanting to do something easy that they can just kinda put into the back of their mind.
281
@Kitsua · 3 months ago
Just to let you know: both Damien and Romin produce what I consider to be the very best UK-based financial content on the internet. Everything they do is basically unskippable as far as I’m concerned. <br><br>Whenever they get together like this, it’s like a gift. A glorious accumulation of their respective skills and knowledge. I look forward to every video/podcast where they collaborate and I very much encourage them to always produce more content like this going forward. Great job to them both and their respective production teams.
6
@CaliToTheCrowd · 3 months ago
Calling bonds/guilts 'safe' when Governments are more than ok inflating away Trillions in debt is wild
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@50andnotover · 3 months ago
You either diversify when you reach your number or you wish you had later when your 20% below your number again.
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@MrKlawUK · 3 months ago
he had enough money. thumbnail is a bit clickbaity honestly. Anyone that knows Ramit’s work knows he is unlikely to time the market or even suggest he could but thats whats implied. If you’ve saved enough for retirement you can slow down how much risk you’re putting your portfolio under.
170
@MatthewClark-o9q · 3 months ago
His weekly emails are superb not over done with to much babble and waffle but great insight plus a touch of his fantastic humour
7
@BuzzaB77 · 3 months ago (edited)
I learned a ton from a recent video of his talking about commodities vs gold. I like his channel a lot.
3
@RussellTurner · 3 months ago (edited)
Got to have an Alternative Portfolio.
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