【それでも一括は辞めとけ】一括投資と積立投資で資産の増え方がヤバい！50代60代はどっちが良いのか実際のデータを3つの分析手法で解明！老後資産で本当に大切な考え方も合わせて紹介！

If you're wondering whether to invest a lump sum of money received from retirement or inheritance, or to invest it gradually in installments (regular contributions), the way you're thinking about it is actually a trap! Two people who invested the same amount in the same product on the same day saw one person's assets increase by approximately seven times, while the other's assets fell below cash. The difference wasn't in the "method of investment," but in a single action. This video definitively settles the lump-sum vs. installment investment decision using historical data, and then a certified financial planner (FP1) clearly explains what's truly important and two simple steps anyone can take to prepare. Become someone who can "hold on" without being swayed by price fluctuations, and protect your precious retirement funds! Register for the official LINE account of FP1-certified dad and receive "6 Superb Bonuses" to alleviate your financial worries! 👇 https://lin.ee/xK1PYsq For inquiries regarding seminars, writing, and other work, please contact us here: 👇 [email protected] ━━━━━━━━━━━━━━━━━━━ 📻 NEW! Radio show launched! ━━━━━━━━━━━━━━━━━━━ 🎧 Just 5 minutes a day! A radio program where you can learn all the basics of money by listening during your commute or while doing housework 🔰 "Zero-Saku! Money Hack Radio" ▶ @komiyama_fp_radio Perfect for those who "don't have time to watch videos..."! ━━━━━━━━━━━━━━━━━━━ ━━━━━━━━━━━━━━━━━━━ 🎙️ For deeper discussions, check out Voicy ━━━━━━━━━━━━━━━━━━━ Real thoughts that can't be said in videos, behind-the-scenes stories, and the latest news Delivered casually in Kansai dialect for 5-10 minutes every morning "FP1 Dad Komiyama" on Voicy ▶ https://voicy.jp/channel/953885 ━━━━━━━━━━━━━━━━━━━ ■Turn your financial worries into hope! ■Register for our official LINE account and receive [6 Super Luxurious Bonuses] now↓↓↓ 🏆Bonus ①: Secretly taught by an FP! [Forbidden Saving Techniques List to Save 30,000 Yen Per Month on Fixed Costs] (PDF) 🏆Bonus ②: No Knowledge Necessary! [New NISA Complete Guide Startup Course] (PDF) 🏆Bonus ③: Perfectly suited to your personality and risk tolerance! [Fail-Proof Asset Building Portfolio Diagnostic Tool] 🏆Bonus ④: Turn your strengths into money! [Starting a Small Business from Scratch Start Book] (PDF) 🏆Bonus ⑤: Find out based on your area! [Estimated Annual Income Chart for Households Exempt from Resident Tax] (PDF) 🏆Bonus ⑥: [NEW!] Early action brings good fortune! [Complete Guide to Countermeasures Against Rising Mortgage Interest Rates] (PDF) ▼Receive it for free now▼ https://lin.ee/xK1PYsq [Press "Open in App" and answer a short questionnaire] [About Individual Consultations and New Services] We offer a paid individual consultation service of 60 minutes or more, exclusively for those who register with our official LINE account. (※Currently, we are limiting the number of new consultation appointment slots.) When a consultation slot becomes available, we will announce it exclusively on this official LINE account. If you're thinking, "I'd like to consult with you someday!", please add us as a friend and wait for your chance while receiving a gift! ■_________________________________________________■ 【Table of Contents】 00:00 Digest 00:23 Opening | Lump sum or installments... but the "real crossroads" aren't there 02:12 ① Lump sum vs. installments: A definitive conclusion based on data (Assumptions = S&P500, retirement allowance of 10 million yen, 10 years) 05:17 Vanguard/Monte Carlo/Bootstrap | Lump sum wins 60-90% of the time from every angle 09:46 How much of a difference is there in terms of money? A difference of approximately 11 million yen between a lump-sum payment and 10-year installments. 12:03 The only exception: Installments win only when a lump-sum payment is made just before the Lehman shock. 13:01 [Conclusion ①] The principle is a lump sum (installments are also acceptable if you are worried, but no longer than 3-5 years). 14:03 ② What really matters is "Can you hold on?" | Even on the worst day, approximately 7 times vs. less than cash. 18:07 Don't miss the moment of lightning strikes | Final assets are almost halved in the best 10 days. 19:25 How many years do you need to hold on to avoid losing principal? (99.9% in 15 years, 100% in 20 years) 21:20 ③ Why Can't People Hold On? | Top 3 Reasons for Selling (Profit Taking, Living Expenses, Stop Loss) 23:28 Preparation ① Studying the Theory | Compound Interest Accelerates in the Later Stages 28:18 Preparation ② The Shield of Cash | Physically Preventing Sales Due to "Needing Money" 30:42 A Former Firefighter Talks About the Concept of "Disaster Prevention Investment" ○ Related Videos "If You Hold On for Another Year, You'll Increase by 10 Million Yen" - This episode helps you truly understand the mechanism of compound interest accelerating in the later stages, using monetary figures. ・【Compound Interest】Assets Will Explode from H...