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$3M vs $2M In Retirement Savings: Here's What Changes In Canada

48K views · Feb 6, 2026 · People & Blogs

Comments · 92

  • @markbernier8434 · 7 months ago (edited)

    There was definitely a point where I knew that I was only working by choice and that was a long time before retirement (around 50). So, to summarize your video,  not realizing the system is set up to screw you until you are at the verge of retirement shows your investment plan has always been below optimum.  Planning also has to include constant attention to the ability of governments to unilaterally change the rules against you, They've done it before and no doubt will do it again.

    63

  • @paulbroos1849 · 7 months ago

    If my biggest problem is OAS clawback, I’ve won the game

    10

  • @Edscomment · 5 months ago

    The short version in one sentence: It all depends if you have a pension from employment and how much dollars are outside registered accounts ! Every “‘case” is different!

    1

  • @jonathankrimer · 7 months ago

    Skip to 3min to start.

    11

  • @slrory430 · 7 months ago

    Excellent information!

    6

  • @giovanapc1 · 3 months ago

    This is a great video. Thank you!

  • @bilbobaggins4462 · 7 months ago

    Thanks, Steve.  Super useful video!😊

    9

  • @martindavis6551 · 7 months ago

    Extremely informative and very well presented.  Well done!

    2

  • @incardnito7953 · 7 months ago

    Well done taking what can be complicated scenarios and making it digestible and valuable.

  • @inkheart124 · 7 months ago

    Love this scenario, the presentation, and the explanation - well done, thanks!

    2

  • @EarlyRetirement_Blueprint · 6 months ago

    Great video

  • @ss5579-w4h · 7 months ago

    interesting take and one I never thought about.   Thanks

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