【賃貸vs持ち家】お金で決めるな！3000万の家を買うと実は●●万!? FPが数字で暴く生涯コストの罠【あしたのマネー#43】

This episode tackles a timeless debate that everyone grapples with at some point in their lives: "Rent vs. Own: Which is Ultimately More Advantageous?" "Wouldn't it be better to buy a ¥30 million home than to keep paying ¥100,000 in rent every month?" Financial planner Sho Toriumi uses a blackboard to thoroughly dissect the hidden costs and pitfalls of this simple calculation—costs not found in textbooks! Don't miss the candid discussion between renter Chikako Matsumoto (SKE48) and homeowner Ai Marie Okada (TV Aichi), who actually bought a condo a few years ago. What are the simulation results for the "realistic total cost over 50 years," including mortgage interest rates, repair costs for both houses and condos, and annual property taxes and fire insurance? At the end of the video, a truly eye-opening conclusion awaits, reached only by a financial professional. This is a must-see, permanent reference before buying a house or moving! ▼Timestamps (Table of Contents) 00:00 Opening "Rent vs. Own Home: To put it simply..." 00:12 Introducing the Cast (Chikako Matsumoto, Ai Marie Okada, Announcer) 00:53 Renters vs. Owners! Honest Talk from Each Side 01:56 [Verification] Rent of 100,000 Yen vs. House worth 30 Million Yen: Which is a better deal? 03:24 Is Owning a Home More Than 30 Million Yen? The Hidden Costs 04:12 The Reality of Interest Paid on a Housing Loan (35 Years, 1% Interest Rate) 04:37 Maintenance Costs Involved in Purchasing a Condominium (Management Fees, Repair Reserve Funds, Parking Fees) 05:45 Pitfalls Lurking in Detached Houses? Repair Costs Needed Up to 50 Years Old 06:42 Costs Paid Every Year! Property Tax and Fire Insurance Simulation 08:18 [Shocking] The Real Total Cost of Maintaining an Apartment for 50 Years 09:09 Comparison with the Total Cost of Living in a Rental Apartment (100,000 Yen/Month) for 50 Years 09:28 Don't Choose Based on Price Alone! Changes in Life Stage and Floor Plan 11:28 Conclusion: Don't Decide Based on Money! A Professional's Guide to "How to Choose Without Making Mistakes" 14:04 Announcement from the Nagoya Stock Exchange (NSE) ▼Cast Profiles ・Lecturer: Sho Toriumi (CEO, Challenger Co., Ltd. / Financial Planner) ・Guest: Chikako Matsumoto (SKE48) ・MC: Ai Marie Okada (TV Aichi Announcer) ▼Production Cooperation Nagoya Stock Exchange (NSE) ----------------------------------------------------------------------- [Disclaimer] The statements and content on this channel are for informational purposes only and do not constitute investment solicitation or a recommendation to buy or sell any specific stock. Please make your final investment decisions based on your own judgment and responsibility. #Renting #Homeownership #MyHome #Mortgage #SavingMoney #WealthBuilding #RealEstateInvestment #Tomorrow'sMoney #ToriumiSho #MatsumotoChikako #SKE48 #OkadaAiMarie #NagoyaSE Please subscribe and like! Look forward to the next video! "Tomorrow's Money" back issues are available here! 【激動の中東情勢】インフレが日本経済を直撃！？肉乃小路ニクヨが語る「今、個人投資家が... Official SNS Instagram https://www.youtube.com/redirect?even... X https://x.com/ashita_money TikTok https://www.youtube.com/redirect?even... Program Homepage https://tv-aichi.co.jp/ashita-money/