New Health Insurance Rules Just Created a Hack For Retirees
96K views · Dec 8, 2025 · Education
Comments · 279
@planted770 · 9 months ago · pinned
The algorithm serves up a lot of financial content for me. Without a doubt, this is the most thorough and understandable explanation of MAGI and its effect on healthcare costs I've found. You've gained a follower.
32
@brianwhitt99 · 9 months ago
How come nobody runs numbers for single tax payers?
100
@DanoinSTL · 9 months ago
My wife and I are grateful for the subsidies. The thought of setting nearly $30k/yr on fire for a couple who barely uses health care services just sickens my stomach. The money pouring into HC is obscene.
66
@fnhc2023 · 9 months ago
Imho money is nothing if you’re dead…….. retire early, lol
5
@johngoncalves · 9 months ago
Excellent video everyone who needs insurance needs to watch
3
@gigilaroux762 · 9 months ago
We need Medicare for all this ish needs to stop. <br>Also it’s hard to save cash when your buying power of it goes down and down and down every year because of inflation.
7
@MistiBarnesTrichologist · 9 months ago
It’s almost like the gov’t doesn’t want us to know how not to go broke.
13
@manuelrojo-n9x · 1 month ago
harder if you have a big IRA account you need to convert to avoid massive rmd
2
@toddmaniatoddmania9844 · 5 months ago
Josh, another fantastic video! You explain otherwise complex information with total clarity. Keep up the great work!
@188jan · 9 months ago
I mastered what your implying. I explained this to my uncle and he just start doing it as he retired already
2
@evenmoney · 9 months ago (edited)
I realized this months ago. You can game the system as long as you have a roth IRA or cash savings and ideally no debt or mortgage. You can literally get the max subsidies if you plan it really well, because you only need it until you're 65.
10
@danielreese5043 · 1 month ago
HSA reimbursements also do not count against MAGI
1
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