머니 리셋, 스테이블 코인 [풀영상] | 창 521회 (KBS 25.10.21.)

The buzzword that has garnered the most attention in the global financial world this year is "stablecoin." While Bitcoin and Ethereum are considered first-generation cryptocurrencies, stablecoins are the next generation, literally "stable," taking the extreme price volatility of first-generation cryptocurrencies and making them more stable. The idea of ​​price stability might be disheartening for those who were interested in stablecoins, anticipating a price increase thousands of times that of Bitcoin. However, experts predict that the new future of finance and currency brought about by stablecoins could surpass Bitcoin. Why should we focus on stablecoins now, and what changes will they bring? ■ Cross-border Digital Currency: "Dollar Stablecoin" Stablecoins are decentralized digital virtual currencies similar to Bitcoin, but each coin is pegged to a fiat currency like the dollar or euro, or a real asset like gold. Currently, the majority of stablecoins are dollar stablecoins, whose value is pegged to the dollar. Its power lies in the fact that this money can cross borders without fees or significant controls, even in places without banks. Many who once coveted the scarce resource of the dollar can now purchase "dollar-backed stablecoins," digitalized versions of the dollar, much like online shopping. ■ The Trump Family's Love of Coins... What's Behind It? During last year's campaign, Trump pledged to make the United States a "cryptocurrency hub," and his two sons have directly entered the stablecoin business. In July of this year, the US Congress passed the Genius Act, a stablecoin bill. Behind this proactive US effort lies the policy belief that stablecoins will create new demand for US Treasury bonds. The problem is that the increased supply of stablecoins could act as a drain, sucking money from other countries back into the US. We will examine the US's intentions and the countermeasures from China, Europe, and Japan, as well as the current status of discussions on regulation and legislation regarding won-denominated stablecoins. ■ 30% of Micropayments in Latin America Are in Stablecoins Argentina is notorious for its inflation. Stablecoins are the most readily available means for citizens to defend the value of their currency. These days, young people receive their salaries in pesos and immediately save them in stablecoins, or even receive their salaries in stablecoins themselves. There's no need to exchange stablecoins for pesos, as they can be used as a means of everyday payment without any inconvenience. Dollar-based stablecoins are most likely to take hold in countries with unstable fiat currencies, undermining their currency ecosystems. ■ Stablecoins: Even Big Tech Joins the fray "YouTubers can now be paid in stablecoins. People will then start thinking about how to use them. They'll then go to places that accept them, and the dollar stablecoin ecosystem will continue to expand," said Kim Dong-hwan, CEO of Wonder Frame. In fact, it was Meta that first became interested in its own stablecoin. In 2019, the US government, overlooking the risks of Meta's proposed stablecoin, Libra, blocked its issuance. However, seven years later, the mood has completely changed. Tech companies like Meta, Google, Amazon, and Tesla are reportedly preparing to issue their own stablecoins. Let's examine the ramifications. ■ "Money Used by AI Will Be the Reserve Currency of the Future" What are the conditions for a future reserve currency? The US dollar has been widely used as a reserve currency in global financial transactions because it was used as a means of payment for oil. However, experts predict that money used by AI will likely become the reserve currency in the future. Currently, virtually the only currency that AI can recognize and use is cryptocurrency, specifically dollar-based stablecoins. Currency has undergone transformations such as shells, gold, cash, and credit cards. What kind of future will currency, which is undergoing another transformation in the AI ​​era, bring? #Stablecoin #Cryptocurrency #Crypto #Bitcoin #USDC #USDT #Circle #Tether #AI #GeniusAct #Trump #DollarStablecoin #WonStablecoin #Argentina #Meta #Libra #CurrencyConversion #OhTaemin #GoRan #KimDonghwan #DunaMu Reporter: Lee Seungjun Cameraman: Kim Minjun Video Editing: Ahn Youngah Data Research: Lim Dakyung, Kim Seohyun Assistant Director: Kim Sebin Air Date: October 21, 2025, 10 PM on KBS 1TV's Current Affairs Planning Chang 'Current Affairs Planning Chang' website: https://program.kbs.co.kr/1tv/news/si... YouTube: @kbssisa Facebook Facebook: changkbs Instagram Instagram: window.sisa