Car Finance Managers HATE It When Seniors Know These 5 Things
122K views · Apr 25, 2026 · People & Blogs
Comments · 184
@RayVossCarTips · 4 months ago · pinned
Hey there! If you found this video helpful, please subscribe! We're trying to get to a thousand subscribers!
27
@damann9965 · 3 months ago
Make sure have to your keys to your old car before you go to the finance office, easier to walk out if you don’t like the deal
12
@josephnapoli4595 · 3 months ago
I can tell from my experience with the finance officer that this video is good advice. After spending a week negotiating the selling price of the car they made us wait 4o minutes to see the closer by the time he was finished with us he said all these thinks that could go wrong we would need $ 10,000. worth of extra warranties. At that point I picked up my $20,000.00 deposit check and walked out of his office.The sales man and his manager called me for a week offering a lower price. I told them I found the closer was trying to insult my intelligence telling me all these things would go wrong with the car and would not be covered buy the manufacture warranty. if that was true then the car must be junk and there was no point to buy it
29
@paulconnors2078 · 4 months ago
1) Get pre-approved by your own bank or credit union.<br>2) Don't answer their questions regarding your monthly payment.<br>3) Only talk OTD price.<br>4) Say NO to all added fees.<br>5) Do NOT admit you have a trade-in even if you do. Say no to get the OTD price. Once you have the OTD price, tell them you want to sell your car but keep it a SEPARATE transaction.
60
@Raymond123-u7u · 3 months ago
Dealerships are professional crooks.
7
@colemant6845 · 4 months ago
When a Buyer has cash... Play the Financing Game with the Sales Monkey ... Know the OTD Cash price ALWAYS before walking in the Dealership door. Go ahead and work the Dealer Financed price down with LONG TERM financing WITH NO EARLY PAYOFF PENALTY. Drive the car home. Pay one month financed payment.Then.. PAY IT OFF 100% the next month. Period. You Win.
27
@psra8er512 · 4 months ago
The first thing i do is tell the salesman, "I don't have to buy a car, YOU have to sell me a car"!
18
@silverfox5732 · 2 days ago
Thx for this valuable information it helps people like me alot.
@tincupnomad · 4 months ago
Good information. Hate the AI enhanced voice
21
@rpguitar · 2 months ago
I would love to see a video on how to negotiate the OTD price when paying cash. Last time I did that, it seemed impossible to avoid a higher price because the dealer lost the financing angle.
1
@nenengemnace7332 · 1 month ago
This is great and will use this negotiation or buying new car tactics. Thank you so much for sharing💝💝
@philgretz · 4 months ago
We didn't even test drive the vehicle before I had obtained a written out-the-door price for a 2026 new car. Then my wife drove it, and it was acceptable to her. Went to the finance office, and there were no changes. Paid cash. Deal done. No time wasted at the dealer. No games. No surprises.
12
Up next

Retirees, Stop Paying Cash for Your Car - Here’s Why!
Kurt Supe, CPA · 904K views

7 Fees Seniors Should NEVER Pay at a Dealership
Ray Voss Car Tips · 16K views

Car Finance Managers HATE When Seniors Refuse These 3 Things at the Dealership
Ray Voss Car Tips · 17K views

Car Dealer Exposes: Say These 2 Things Before They Run Your Credit, and Save Thousands
Ray Voss Car Tips · 10K views

If the Dealer Does THIS in the First 5 Minutes — Stand Up and Walk Out
Dale Whitaker and 2 more · 2.6K views

Buying a Car After 60? The 4-Step System They Run the Moment You Sit Down
Ray Voss Car Tips · 5.1K views

84-Month Car Loans Are Trapping American Drivers — And It’s Getting Worse
Motor Crisis · 25 views

When Your Salesman Says 'I Have to Talk to My Manager' — DO THIS!
Earl Knows Cars and 2 more · 16K views

EU Tells USA To BACK OFF! Dutch BAN Microsoft, Bonds COLLAPSE, Trump PANICS
House of El · 246K views

The Car Business is About to Change FOREVER: Here's What You Need to Know!
The Drive Right Reviews · 321K views

The $38,000 Mistake Hiding in "Certified Pre-Owned" Cars
Plainvest · 880 views

Say This Before They Run Your Credit and Save Thousands
The Car Guy Chronicles With Zac · 825K views

Former Car Dealer Exposes 7 Things Car Salesmen Secretly HATE You're Doing
Ray Voss Car Tips · 57K views

10 Car Brands That Are Collapsing (Avoid them in 2026)
Drive Standard · 880K views

10 Questions To NEVER Answer On a Car Lot (Ex-Car Dealer Reveals)
Ray Voss Car Tips · 43K views

Car Finance Managers HATE When Seniors Bring These 3 Things to the Dealership
Ray Voss Car Tips · 246K views

Ex-Car Dealer Reveals: NEVER Do This When Test Driving a Car!
Ray Voss Car Tips · 52K views

DON'T PAY CASH AT CAR DEALERSHIPS! Why Car Dealers ALWAYS Want You To FINANCE
CarEdge · 277K views

Former Car Dealer Reveals 15 Dealership Tricks They Desperately Hope You Never Discover
Ray Voss Car Tips · 821 views

The Top 4 Ways to Beat a Car Dealer at Its Own Game
Holy Schmidt! · 63K views