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Car Finance Managers HATE It When Seniors Know These 5 Things

122K views · Apr 25, 2026 · People & Blogs

Comments · 184

  • @RayVossCarTips · 4 months ago · pinned

    Hey there! If you found this video helpful, please subscribe! We're trying to get to a thousand subscribers!

    27

  • @damann9965 · 3 months ago

    Make sure have to your keys to your old car before you go to the finance office, easier to walk out if you don’t like the deal

    12

  • @josephnapoli4595 · 3 months ago

    I can tell from my experience with the finance officer that this video  is good advice. After spending a week negotiating the selling price of the car they made us wait 4o minutes to see the closer  by the time he was finished with us he said all these thinks that could go wrong we would need $ 10,000. worth of extra warranties. At that point I picked up my $20,000.00 deposit check and walked out of his office.The sales man and his manager called me for a week offering a lower price. I told them I found the closer was trying to insult my intelligence telling me all these things would go wrong with the car and would not be covered buy the manufacture  warranty. if that was true then the car must be junk and there was no point to buy it

    29

  • @paulconnors2078 · 4 months ago

    1) Get pre-approved by your own bank or credit union.<br>2) Don&apos;t answer their questions regarding your monthly payment.<br>3) Only talk OTD price.<br>4) Say NO to all added fees.<br>5) Do NOT admit you have a trade-in even if you do. &nbsp;Say no to get the OTD price. &nbsp; &nbsp;Once you have the OTD price, tell them you want to sell your car but keep it a SEPARATE transaction.

    60

  • @Raymond123-u7u · 3 months ago

    Dealerships are professional crooks.

    7

  • @colemant6845 · 4 months ago

    When a Buyer has cash... Play the Financing Game with the Sales Monkey ... Know the OTD Cash price ALWAYS before walking in the Dealership door. &nbsp;Go ahead and work the Dealer Financed price down with LONG TERM financing WITH NO EARLY PAYOFF PENALTY. &nbsp;Drive the car home. &nbsp;Pay one month financed payment.Then.. &nbsp; PAY IT OFF 100% the next month. &nbsp;Period. &nbsp;You Win.

    27

  • @psra8er512 · 4 months ago

    The first thing i do is tell the salesman, &quot;I don&apos;t have to buy a car, YOU have to sell me a car&quot;!

    18

  • @silverfox5732 · 2 days ago

    Thx for this valuable information it helps people like me alot.

  • @tincupnomad · 4 months ago

    Good information. &nbsp;Hate the AI enhanced voice

    21

  • @rpguitar · 2 months ago

    I would love to see a video on how to negotiate the OTD price when paying cash. &nbsp;Last time I did that, it seemed impossible to avoid a higher price because the dealer lost the financing angle.

    1

  • @nenengemnace7332 · 1 month ago

    This is great and will use this negotiation or buying new car tactics. &nbsp;Thank you so much for sharing💝💝

  • @philgretz · 4 months ago

    We didn&apos;t even test drive the vehicle before I had obtained a written out-the-door price for a 2026 new car. &nbsp;Then my wife drove it, and it was acceptable to her. &nbsp;Went to the finance office, and there were no changes. &nbsp;Paid cash. &nbsp;Deal done. &nbsp;No time wasted at the dealer. &nbsp;No games. &nbsp;No surprises.

    12

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