Are You Doing Better Than the Average American?

📊 The 2026 Financial Mutant Survey is officially open! Tell us how you earn, save, invest, and make financial decisions so we can learn more about the Financial Mutant community and build even better content: https://moneyguy.com/survey/ Are you doing better financially than the average American in 2026? We want to find out—and see how Financial Mutants compare. Take the Financial Mutant Survey at moneyguy.com/survey and anonymously share where you are on your financial journey. We’ll use the results to explore financial assets by age, savings, investing, retirement progress, net worth benchmarks, and how serious money optimizers stack up against their peers. Whether you feel ahead, behind, or unsure if you’re on track for retirement and financial independence, your experience can help shape future Money Guy episodes. The survey closes September 30, so make your voice count! Timestamps 00:00:00 – Are You Doing Better Than the Average American? 00:10:11 – How Should a Pension Count Toward Your Net Worth? 00:14:52 – HELOC vs. Saving Cash for a $50K Home Renovation 00:22:27 – Should You Pay Extra on a 5.75% Mortgage? 00:30:01 – What Does the 25% Home-Buying Rule Include? 00:35:19 – Roth vs. Traditional When You’re Between Tax Brackets 00:37:55 – Rapid Fire: Your Money Questions Answered 00:45:01 – Maybe It Does Depend: Rapid Fire Follow-Ups 00:57:22 – Should a 28-Year-Old Own Bonds in a Roth IRA? 🔗 Take the Financial Mutant Survey → https://moneyguy.com/survey 🔗 Net Worth by Age: Compared to Your Peers → https://moneyguy.com/resource/net-wor... 🔗 Average Net Worth By Age: How Americans Stack Up → https://moneyguy.com/guide/average-ne... 🔗 Are You a Prodigious Accumulator of Wealth? → https://moneyguy.com/resource/are-you... 🔗 How Much Should You Save? → https://moneyguy.com/resource/how-muc... 🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future. Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/ Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuySho... Connect with us on social media for more content: https://moneyguy.com/link-in-bio/ Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ #WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom