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The 5 Secrets We’ve Learned in 50 Years of Financial Planning

62K views · Dec 19, 2025 · People & Blogs

Comments · 96

  • @pryan37bb · 9 months ago

    "The Money Lad" in the thumbnail

    103

  • @leestout7115 · 9 months ago

    Thanks Money Guys. The Ramsey folks posted something today that mocked young people for pointing out the affordability issues in the currant economy. I really hated the way they treated this issue and felt especially bad for my nephew's generation -  to hear that kind of self-blame and shame centered advice. You, on the other hand, don't discount the very real economic issues challenging today's young people but you also find a way to encourage them to find innovative solutions to crazy consumer spending trends and challenge them to find ways to save without jepordizing their happiness or their HEALTH! Thank you.

    60

  • @xiphoid2011 · 9 months ago

    As asian students who immigrated to America in the early 2000s, now in our 40s, please listen to these guys.  They are teaching the same reason why we Asian Americans were able to come from poverty but built the American Dream.  There are too much that most Americans think as "needs" that are actually "wants".  Even as multimillionaires now, we are still able to learn some optimization from The Money Guys.  While social media overall is bad, they are among the few gems in it.

    61

  • @RupertMDoc · 9 months ago

    I decided I had to delete an earlier comment under this video because scamming spammers flooded the replies to trick people to contact a fake financial expert.  Look, no one likes their financial expert so much as to promote them in YouTube comments.  The Money Guys have their own wealth advisory firm, and this is their channel, and I've never seen anyone say how glad they are, in their own videos, that they hired them.

    9

  • @mrrcman07 · 9 months ago

    Just commenting for the algorithm!

    16

  • @2008PS3 · 9 months ago

    Thank you for using a 2% increase in salary. That’s more realistic than what you’ve used in the past

    13

  • @BenFranklin1776 · 9 months ago

    Money cant buy happiness, but it can buy:<br>A boat - Chris Janson<br>A waverunner - Daniel Tosh<br>A yacht big enough to pull up right along side it - David Lee Roth<br><br><br>What is with all the watercraft?!

    19

  • @martinyeager7948 · 9 months ago

    The best inheritance parents can give their children is teaching them how to live within their means. &nbsp;Always save/invest 10-20% of your income and live a full life on the rest.

    9

  • @ianmills8773 · 9 months ago

    Good message coming into Christmas and raise season.<br>Living with what you have is invaluable when you &quot;get it&quot;. I started at two minimum wage jobs out of college: digging potatoes and shoveling beets until I got a job in my field. I&apos;m still looking way North to $100k but it doesn&apos;t feel constricting, just aspirational because I can say &quot;I&apos;m ok today, I&apos;ve worked hard to be ok tomorrow. I could do more with $100k/yr but I don&apos;t need it.&quot;

    3

  • @crosoccer1 · 9 months ago

    I really wish I came across this channel like 5 years ago. I could’ve been WAY ahead of where I’m at now. I made a horrific car purchase 2.5 years ago and recently sold it for something substantially cheaper (literally 8-9x cheaper per month) and it was life changing to make that choice. I’m happy I got rid of it and now I can finally start hunkering down and becoming a millionaire sooner. Im 30 and make 110-120k a year but that car purchase I made a few years ago made it feel like I was making 60-70k a year. It wasn’t napalm…it was nuclear napalm. So thank you guys and the other channels out here that make this content. You’re changing lives

    2

  • @mikemurray3916 · 9 months ago

    Thanks for everything Brian and Bo. All of the content keeps me on track, so keep it coming!

    10

  • @danieldegner7665 · 9 months ago

    Super encouraging. My wife and I just turned 29. We have invested 25-28% into retirement since we were 27. That sacrifice from 27-30 will buy us an extra decade of time in retirement based on the money guys data.

    5

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